Roth Ira Annual Contribution Limit 2025. This table shows whether your contribution to a roth ira is affected by the amount of your modified agi as computed for roth ira purpose. In 2025, the roth ira contribution limit is $7,000, or $8,000 for individuals age 50 and older, allowing those who are closer to retirement to make additional contributions.
Next year, the roth ira contribution limit for savers under 50 will jump to $7,000, up from $6,500 in 2023. The limit for annual contributions to roth and traditional individual retirement accounts (iras) for the 2025 and 2025 tax years is $7,000 or $8,000 if you are age 50 or older.